Ontario Automobile Policy Reform

Ontario's automobile policy changed on September 1, 2010. The standard accident benefits coverages were either significantly reduced or removed alltogether. Each of the following videos by Randy Bushey describes the accident benefits coverage as of the September 1st reform. Clicking each link will open the video in a new window.

• Introduction to Auto Reform
• 1. Income Replacement
• 2. Medical, Rehabilitation & Attendant Care
• 3. Caregiver, Housekeeping and Home Maintenance
• 4. Dependant Care
• 5. Death and Funeral
• 6. Indexation
• 7. Tort Deductible

The Insurance Brokers Association of Ontario (IBAO) has also created some education videos about Ontario accident benefits coverage. These videos can be viewed below:

Road to Recovery – A Summary of Attendant Care Benefits.

How Does My Auto Policy Work For Different Injuries – A Summary of injury categories.

A Covered Caregiver Under Ontario's New Auto Insurance – A Summary of Caregiver Benefits.

Worry Free Rehabilitation When You Need it Most – A Summary of Med/Rehab Benefits.

The following documents are available as PDF files for you to view:

• Questions to ask yourself
• Overview of Coverage Changes and Options
• Optional Accident Benefits Check List
• Commercial Automobile Concerns