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Spring 2009  

Knowledge is the first step in managing risk.

We recommend that our insureds consider carrying at least $5 million in coverage for personal liability on automobiles, boats, recreational vehicles and all owned properties. Higher limits are available.

To view other informative newsletters, please access “Client Advice” at www.kibl.com.

Client Newsletter

Recent Large Ontario Court Settlements for Bodily Injury

The following are the so-called “cluster cases”, decided by Ontario Courts within an approximate 18 month span in 2006 and 2007.

Case:   Sandu v. Wellington Place Apartments

Date of Loss: 1997                   

Decision Date: 2006, Appeal Held 2008

Summary of Injury: 2-year old boy fell out of 5th floor apartment building window sustaining multiple injuries including serious brain damage.

Court Settlement:  Approx. $18M
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Case:  Marcoccia v. Gill

Date of Loss:  2000                      

Decision Date: 2007, appeal held 2008

Summary of Injury: 20-year-old male injured in an Ontario automobile collision, suffered severe brain damage which is expected to require 24/7 attendant care for the duration of his life.

Court Settlement: Approx. $16.9M

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Case:  Gordon v. Greig, Morrison v. Greig

Date of Loss:  2003                    

Decision Date: 2006 and 2007

Summary of Injury: Two male passengers (each approximately 22 years of age) ejected from a vehicle where the driver lost control and the vehicle rolled over; first claimant rendered quadriplegic, second sustained serious brain injury.

Court Settlement: Approx. $11.5M (Morrison) and $12.6M (Gordon)

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